Legacy Retirement Advisors, LPL Financial



At Legacy Retirement Advisors, we believe in holistic financial planning. We are dedicated to helping our clients develop a comprehensive financial plan that works with their lifestyle and can adapt for future life changes. It's important to see the "Big Picture" when looking at your investment needs. We offer Advice for Life.

Advice for Life is a process—a journey, really—that you and our team, as your financial guides, will undertake together. By helping you articulate your aspirations, we are better able to understand where you want to be and develop a road map to help you get there. Whatever your hopes for the future, the only way to achieve the vision of how you'll spend the years ahead is to commit to a plan that can take you there.
 
But it doesn't stop there. Advice for Life is an ongoing process. Over the course of your lifetime, your dreams, goals, and circumstances can change. Through life's ups and downs, we'll be there to provide guidance, monitor your progress, and help keep your plan in sync with your dreams.


Specialties

• Personal Financial Planning   

• Income Planning

• IRA Plans and Rollovers

• Investment Portfolio Management and Analysis

• Business Planning

• Tax Strategies

• Risk Management Solutions

• Long-Term Care & Caring for Elders

• Estate Planning & Trust Services

• Charitable Giving

• Insurance & Health Services

 

Please contact our office today to schedule your

complimentary consultation. 

805-226-0445
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

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Newsletters

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Where There's a Will, There's a Way

Only 35% of Americans have a will, yet it's a relatively simple legal document that every adult should have, regardless of wealth or age. Dying without a will can lead to unwanted outcomes and potential problems for heirs. This article discusses the importance of a will and other estate conservation documents.

Do You Have Enough Disability Coverage

Disability can affect anyone without notice, and a well-paid professional in the midst of a productive career has much to lose if he or she suffers a medical problem and is unable to work. But there are ways that high earners can expand their coverage and help ensure that their income, assets, and lifestyle are not at risk from a potential disability.

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